Hi! A few months ago, I published PayPal Egypt: How To Send & Receive Money?. I made sure to include all the details and information about how to use PayPal in Egypt the optimal way.
I received many comments and questions about this article. So, I decided to write down this truthful Q&A to answer many of your questions and spread the knowledge about How to use PayPal in Egypt for Egyptian netizens.
Before getting started, I want to stress that I’ve been using PayPal in Egypt since August 2016 and it has been working perfectly with no complaints. I needed to contact PayPal Egypt customer service a couple of times and their staff were very professional and helpful.
How To Use PayPal in Egypt (Q&A):
In that article, I will make sure to include all the frequent questions I received earlier about how to use PayPal in Egypt and I will honestly do my best to clear them all for your convenience. So grab a cup of coffee and stick around until the end of the article and you will get your inquiries answered.
Q: Can I use my PayPal balance to make purchases?
PayPal in Egypt doesn’t allow you to use your balance to make purchases. However, the workaround here is to withdraw your balance into your credit card and then use your credit card to make purchases.
You still can use your PayPal account to pay, But PayPal will deduct the payable amount from your credit card and not from your PayPal balance even if you have balance.
I’ve contacted their support staff about this issue, and they instructed that PayPal has been newly introduced to the Egyptian market and it takes time until they unlock more features.
Q: How high the fee to withdraw money from PayPal?
It will cost you $5 USD to withdraw your money from your PayPal balance into your credit card. For example, If you’re about to withdraw $100 USD, you will get $95 USD after the withdrawal fee deduction.
PayPal in Egypt still allows you to withdraw your money for free with “Auto Sweep” feature. By enabling that feature, PayPal will automatically withdraw your available balance at the end of the month into without any extra deductions or fees included.
Q: How to change the currency in my PayPal account to USD?
You can change your account’s currency to USD by heading to: PayPal Balance in your account’s Dashboard > Manage Currencies. Then, you will need to change that currency from Euro to USD. And save changes!
Q: Which bank in Egypt allows me to withdraw money from PayPal?
How to use PayPal in Egypt? Well, I’ve been asked this question several times. I will mention below the cards which worked recently for many Egyptians to withdraw their balance from Paypal in Egypt:
- Visa Classic – Credit Card – National Bank of Egypt (NBE).
- Visa Classic – Credit Card – Qatar National Bank in Egypt (QNB).
- Visa – Credit Card – Commercial Internation Bank (CIB).
Please be noted that all the above cards are of VISA Credit Card types. Upon other’s experiences, Mastercards are not working properly for money withdrawal from PayPal.
The above-mentioned cards can be issued by a guarantee of deposit certificates. For example, when you make a certain fixed deposit of 7,000 EGP, The bank can issue you a credit card with 5,600 EGP spending limit.
As another alternative, You can use DixiPay Prepaid Visa Card to withdraw your money from PayPal Egypt in USD. This should be a quick straightforward solution for PayPal Egypt Withdrawals.
Q: What are PayPal limits to pay from Egypt?
This is another important question especially for affiliate marketers and advertisers who are spending money on the internet on a daily basis.
As we agreed on, PayPal won’t allow you to use your balance to make purchases, However; you will be using your credit card for that. Each credit card is having a spending limit based on the bank guarantees.
Let’s say I have a credit card from NBE and the spending limit is 5,600 EGP. It means that I can only spend 5,600 EGP every month to make online purchases.
For example, I’ve increased the spending limit to 11,200 EGP. It means that the spending limit every month will be 11,200 EGP for online purchases.
If you’re spending more money and have been unable to complete purchases because of that limitations, I would recommend that you get three to four credit cards from different banks and link them all with your PayPal account. This way you can work around limits and get your purchases paid for.
Q: What if my Paypal balance is higher than my Credit Card limit?
As long as it’s not too much difference, you should be able to withdraw your PayPal balance into your credit card without any problems. I mean make sure it’s not more than a few thousand over the card limit, not more than that.
For example, If my credit card limit is 5,600 EGP and my current PayPal balance equals 7,000 EGP, then you should be fine withdrawing that amount into your card without any issues.
I would say make sure to withdraw your remaining credit card balance and set it close to zero before making the withdrawal. This way you’re simply making a room for money to be loaded into your card.
Q: Can I receive money into my PayPal account without adding a credit card?
Please be noted that you need to get your Paypal account verified first before being able to receive payments onto it. As a part of this verification process, Paypal is charging your credit card a small fee, and then refunding it back as a credit balance.
They want to make sure you’re a real person, and this process is verifying you. My answer is Yes, However; You still need to get your card added in order to be able to get the Paypal full range of services. as a verified member.
Q: Can I use Payoneer US Bank account service to withdraw money from PayPal?
Unfortunately, This option is not anymore available. This has been confirmed that PayPal in Egypt is not accepting Payoneer US bank account as a withdrawal option.
Also, You may not be able anymore to use Payoneer Mastercard as a card to withdraw your money from PayPal. it seems like PayPal has ceased all transactions with Payoneer since they’re competitors in the first place!
Q: Can I use my debit card to withdraw funds from PayPal in Egypt?
Unfortunately, You can’t use debit cards. The proven tested method is a VISA credit card like mentioned above. PayPal is withdrawing funds in the form of purchases refund. Accordingly, They won’t be able to complete that kind of withdrawal on a local debit card.
Q: I’m a freelancer working remotely for a company abroad. What are my best options to get paid in USD?
Your best option here to get paid is to use Payoneer. It allows you to get paid easily from companies worldwide. What’s great about it is that you can withdraw your funds to your Egyptian Local bank account in USD currency.
Alternatively, You can use PayPal Me in sync with your main PayPal account. It allows you to get paid faster and easier by creating a secured pay me page like: https://paypal.me/yourname/amount. It’s available for Egyptian user. You have to check it out.
Q: Where to find the PayPal code to activate my credit card on PayPal?
After adding your credit card to your account. PayPal will charge you an amount of less than $2 USD as a verification step. Once charged, you should receive a purchase notification SMS on your mobile phone for that transaction. You should be able to find the code in that message.
Alternatively, you can call your bank customer support and ask them about the transaction details for that amount. They should be able to give you the code as it’s straight forward.
Q: How to make money online on my PayPal account?
I did show you how to use PayPal in Egypt, but how to make money? There are tons of ways to make money online. I’ve been making money online since 2010 and I wish I started a bit earlier.
You can check my income reports here to find out how I’m earning a full-time income online.
Furthermore, I’ve prepared an eBook about 49+ smart legit ways to make money online. This eBook will show you the missed opportunities and how to start making money online today. Download this eBook today, It’s free!
Start Using PayPal in Egypt:
Thanks for sticking with that post. I made sure to answer as many inquiries as possible. I’m positive that this article now is having all of what you need to know about how to use PayPal in Egypt the perfect way.
Feel free to let me know in comments below shall you still require any further assistance. Also, don’t forget to share this article with your friends on social media.